General Questions
  • Litigation funding is a cash advance against your lawsuit settlement or verdict. As your litigation funding company, APEX will advance you cash for living expenses before your case settles. When your case settles, we are repaid out of your settlement.

  • There are several benefits to receiving a cash advance based on your personal injury case. Firstly, the process of litigation typically takes up to several years. APEX Legal Funding will give you the money you need NOW to cover your expenses until your case settles. Second, a lawsuit cash advance is useful because insurance companies understand that personal injury victims often experience financial problems. Armed with this knowledge, insurance companies will make a smaller offer in hopes that the client will accept it in order to settle the case faster and avoid financial hardship. By getting legal funding through litigation funding companies like Apex, we tilt the case in your favor as you can now, armed with a cash advance from APEX, hold out for a larger settlement.

  • No, it is non-recourse funding. You repay Apex Legal Funding at the end of the case only if you receive a settlement or verdict. If your your case is lost, you owe us nothing and hence the lawsuit cash advance that APEX provided you does not have to be paid back.

  • When APEX Legal Funding purchases a portion of the interest in your case, we buy part of your case. Your attorney will provide us with details of the accident, the defendant’s insurance, and some medical records showing the severity and extent of your injuries. We then evaluate your case based on several criteria, including liability, damages and insurance coverage. Lastly, Apex will notify your attorney within 48 hours to let them know if the funding has been approved.

  • There are no maximum or minimum funded amounts at APEX. As one of the leading litigation funding companies, we review each case individually and with you and your attorney to come to an amount that is acceptable.

  • No, there are no monthly payments. Apex is only paid a portion of your settlement when the case is settled or there is a verdict. If you lose your case you owe us nothing.

  • No, there are no credit or employment checks when applying for a lawsuit cash advance through APEX. You do not need to be employed or have good credit in order to receive a lawsuit cash advance from Apex.

  • Yes, in order to be eligible for a lawsuit cash advance from APEX, you need to be represented by an attorney working on a contingency basis, which means your attorney is paid only when your case settles settlement or there is a verdict.

  • Yes, in order to be eligible for a lawsuit cash advance from APEX, you need to be represented by an attorney working on a contingency basis, which means your attorney is paid only when your case settles settlement or there is a verdict.

  • Yes, as a matter of fact, we encourage you to consult with your attorney about applying for a lawsuit cash advance.

  • We are repaid when your case settles, and we are only paid if you win your case.

  • Apex Legal Funding offers a service called pre-settlement funding, which allows you to receive money upfront in exchange for a portion of your future financial settlement. This immediate access to funds enables you to pay for bills and other expenses without worrying about repayments until your claims settlement is received. It is important to note that pre-settlement funding is non-recourse, meaning that if you do not receive any settlement proceeds, you are not obligated to repay Apex Legal Funding.

    Pre-settlement funding, also known as consumer legal funding, differs from loans in several ways. With no monthly payments, debt, or risk of collections calls or wage garnishments, pre-settlement funding enables you to pay for expenses without financial pressure. Any repayment to Apex Legal Funding is solely based on the settlement proceeds, not on your personal finances.

  • Finding an Attorney with Apex Legal Funding If you do not currently have an attorney, Apex Legal Funding can connect you with legal professionals from their network. For more information about this service, please visit their website.

  • With non-recourse funding, you are not required to repay the money if you lose your case. Apex Legal Funding offers to purchase a portion of your potential settlement proceeds for immediate funds during the waiting period for your settlement. This is not a loan, but rather a purchase, and therefore, your credit score is not a factor in the qualification process. Additionally, if you lose your case, you do not owe Apex Legal Funding anything. Non-recourse pre-settlement funding is a reliable and safe alternative to traditional loans, and it can help you regain your financial stability after an accident.

  • The process for receiving pre-settlement funding from Apex Legal Funding is simple and involves four steps.

    • Step 1: Apply -You will need to provide your case information and attorney’s contact details. It is crucial to inform your attorney that you are applying for legal funding, as Apex Legal Funding will contact them to verify your case information.
    • Step 2: Approval – Apex Legal Funding will review your information, and if you qualify, you will receive an approval notice and a contract to sign. It is important to review the contract thoroughly and ask any questions before signing. Your attorney will also receive an acknowledgement to sign.
    • Step 3: Follow Up – After you sign the contract and your attorney signs the acknowledgement, Apex Legal Funding will process the request. You will receive instructions and a timeline for calling back if you do not receive confirmation by the end of the timeline.
    • Step 4: Receive Funds – If possible, Apex Legal Funding will send the money the same day using your preferred method of payment, which could be Western Union, check, or bank transfer. If it is past the deadline (4 PM CST), the funds will be sent the next day.

  • Many types of personal injury cases qualify for pre-settlement funding from Apex Legal Funding. To learn more about the cases that qualify, visit their website.

  • No, only you, your attorney, and Apex Legal Funding will be aware of the funding transaction. The defendant’s insurance company will not be notified.

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  • No, your credit score is not considered during the approval process.

  • In many cases, you can receive the funds the same day your application is approved. The time it takes for approval varies depending on the details of your case and the availability of your attorney. On average, it takes about two business days for Apex Legal Funding to review your application after speaking with your attorney.

  • Apex Legal Funding typically limits funding to about 10% of their estimate of potential case value. Funding ranges from $500 to $100,000, and sometimes more depending on your case. This ensures that you receive sufficient proceeds from the settlement.

  • The money is only paid from the proceeds of your case settlement.

  • If you lose your case, you keep the money and owe nothing.

  • Pricing for funding is determined by the specifics of your case. Apply for free and receive full pricing details upon approval. Fees are competitive, and you pay nothing out of pocket. Payment comes out of the settlement, and you owe nothing if you don’t win your case.

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After you Apply
  • After you apply with Apex Legal Funding, there are three easy things you should do:

    Call your attorney. Notify your attorney of your application. Apex Legal Funding will contact them to confirm case details, sign the contract, and complete the process.

    Check your texts and email. Apex Legal Funding will send you updates on your application status.

    Make sure your phone is on: Apex Legal Funding will contact you when your application is approved to discuss how to transfer your funds

  • Simply let them know that you applied for financing with Apex Legal Funding and that they will be contacted. Apex Legal Funding asks your attorney to provide additional case details needed in the review process.

  • Yes. If you have already received funding from Apex Legal Funding and need more, you can apply for additional funding by completing a free application online or by phone. The additional funding process is as simple and easy as the first funding. Apex Legal Funding will review any case updates or changes with you or your attorney. Apex Legal Funding may reach out to you and your attorney for additional information, so make sure to provide current attorney information, phone number, and email address when applying for additional funding.

    If You’re Approved for Additional Funding, Apex Legal Funding Will Notify You of Approval

    If Apex Legal Funding approves your request for additional funding, they will notify you of the approval. You will then have to sign the Apex Legal Funding contract, and your attorney will sign the acknowledgment form for the funding.

  • There are several reasons why Apex Legal Funding may not provide funding on a case. Here are some tips that may help:

    Incomplete Paperwork: Ensure that you properly fill out all required sections of your contract. Apex Legal Funding needs to receive signed and complete copies of paperwork from you to provide you with funding. Check your email and phone frequently in case Apex Legal Funding needs to contact you for updates or questions.

    Attorney Not Reached: Inform your attorney that you have applied for funding and that Apex Legal Funding will contact them. Apex Legal Funding needs to hear from your attorney before providing funding on your case

    Ineligible Case: Apex Legal Funding provides funding for many types of cases. Learn more about the types of cases Apex Legal Funding can fund here.

    Other Reasons: There may be other reasons or circumstances why Apex Legal Funding cannot provide you with funding. Apex Legal Funding’s team will provide as much information as possible and let you know when you can reapply for funding.

  • Apex Legal Funding makes the process efficient and straightforward once your case resolves. They have a dedicated team of service representatives to answer questions from you or your attorney

    If there is no recovery on your case, you get to keep the funds you received from Oasis. There is no risk for you. Please have your attorney contact Oasis if there is no recovery or settlement on your case.

  • If you or your attorney need a payoff at any time, please email payoffs@ApexLegalFunding.com or call (888) 697-7352.Your attorney will submit payment directly to Apex Legal Funding.

  • Individuals who suffer an injury that is not their fault, like yourself, often face financial difficulties such as lost income, medical bills, and rent arrears. Moreover, the defendant, who may take advantage of your financial situation, is usually not willing to settle for a fair amount. Without Apex Legal Funding, plaintiffs may be forced to accept inadequate settlements to avoid bankruptcy. A cash lifeline from Apex Legal Funding “levels the playing field” by providing you and your attorney with the time necessary to negotiate a fair settlement

  • We understand that applicants to Apex Legal Funding require immediate funding and are looking for assistance promptly. We genuinely wish we could assist all applicants, but it is not always feasible. Here are some of the most common reasons why we may decline your application:

    We do not fund in your state:Certain regulations in some states create difficulties in funding. Therefore, Apex Legal Funding does not currently offer funding in Arkansas, Kansas, Kentucky, Maryland, Nevada, North Carolina, or West Virginia. Our team strives to work with state legislators to ensure funding is fast, fair, and available in all states. As founding members of ARC, the Alliance for Responsible Consumer Legal Funding, we are dedicated to preserving consumer legal funding through advocacy at state and federal levels.

    Your case is too new – Although each case is unique, it is generally beneficial to our underwriting process to review cases at least 30 days after the accident date. We require sufficient information regarding the accident to make a funding decision. This may include information about the defendant and their carriers, damages sustained, an acceptance of liability, and more, all of which take time to establish after an accident.

    You don’t have an attorney – Apex Legal Funding will not process a funding request unless there is an active case with a licensed attorney, and we are able to work with that attorney to determine eligibility. If the funding company you are working with does not require the participation of your legal counsel, proceed with caution. No one knows your case better and will advocate for your best possible outcome like your attorney. If you do not have an attorney but would like one, Apex Legal Funding may be able to assist. Find out more

    We want you to be satisfied with Apex Legal Funding – One of our goals in providing pre-settlement funding is not only to help you get money now to cover immediate needs but also to ensure that you are satisfied with your settlement check. Sometimes, the amount you request (either with a first request or based on additional requests) may result in fewer dollars being left for you to have a satisfactory outcome when your case ultimately settles. Therefore, be cautious of funding companies that are willing to overextend funding

    We are unable to obtain necessary information – Often, applicants in their rush for help do not provide accurate contact information for themselves or their attorney. Hence, please ensure that we have your correct information and look out for calls, texts, or emails (depending on your selected contact preferences) from us to answer any questions we may have. It is equally important for you to contact your attorney and inform them of your desire for funding and give them permission to speak to us. If we do not have the information we need, we will make several attempts to contact you and/or your attorney. However, if we cannot gather the necessary information, we will have to decline the case.

    Your case doesn’t meet our guidelines – While your credit score is never a factor in our funding decision, other financial liabilities, including bankruptcies and liens such as child support, can disqualify you from funding. Once any liens are satisfied, you are welcome to reapply for funding. Therefore, please ensure that your case meets our guidelines before applying for funding.

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Types of Funding
  • Pre-settlement funding is a cash advance from your legal settlement. It is a safe and risk-free payment offered by Apex Legal Funding based on the worth of your case. You agree to pay back the amount plus fees and interest once the case settles. As repayment comes solely from your settlement, there is no risk if you do not win your case. This money can be used to give yourself some breathing room to pay bills, stay current, and get back to your life. Find out how it works with Apex Legal Funding.

  • Plaintiffs in a structured settlement are offered smaller regular payments over time, instead of a large one-time payment at the end of a case. Learn how Apex Legal Funding can help.

  • Inheritance funding is an advance against money you have been granted, but is currently tied up in probate. Learn more about how Apex Legal Funding can help.

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Case Types
  • Auto accidents, ranging from fender benders to t-bone collisions, are commonly the result of negligent driving. Motorists who are distracted, aggressive, or under the influence can cause significant damage and may be held responsible for a plaintiff’s medical bills, prescription drug costs, and compensation for lost wages. These cases involve everything from small passenger cars to large semi-trucks and can include both injured drivers and passengers</span

  • Construction Negligence claims result from accidents caused by unsafe working conditions, inadequate training, faulty equipment, and machinery on construction sites. Employers may be held responsible for medical bills, prescription drug costs, and lost wages incurred by the plaintiff, who is a construction worker injured on the job.

    Apex Legal Funding can provide legal assistance in these areas and help clients navigate the legal process to ensure they receive just compensation for their injuries and damages.

  • The Federal Employer’s Liability Act (FELA) provides compensation for railroad workers who are injured while working, similar to Workers’ Compensation. The FELA applies to almost any worker employed by a railroad company, including those whose primary responsibilities are not related to trains. Plaintiffs must demonstrate a certain degree of negligence, usually on the part of the railroad, its employees, or an equipment manufacturer, which is actually less than that required for “no fault” Workers’ Comp. However, FELA litigation can take longer due to a higher burden of proof required by the courts.

  • A General Negligence lawsuit can be pursued by a plaintiff who is injured due to improper care of property and/or possessions. This type of claim covers a broad range of specific complaints, such as animal bites, amusement park injuries, bicycle and pedestrian accidents, as well as homeowner and nursing home negligence.

  • Pedestrian injury is very common, and can occur due to unsafe conditions or collisions with motor vehicles, motorcycles, bicycles, scooters, or skateboards. Injuries caused through another party’s negligence can result in compensation for a plaintiff’s medical bills, prescription drug costs, and lost wages.

  • If you’ve been injured while on someone else’s property due to a possible hazard that the property owner failed to warn you about, they may be found negligent and liable. Premises liability lawsuits cover a broad range of accidents, but “slip and fall” cases are the most common. This type of injury can occur on private or public property and can be caused by uneven or cracked sidewalks, poorly lit pathways, slippery or unbalanced floors, potholes, ripped carpets or rugs, and even bad weather.

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